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SafeShore - the small exposure Longshore programSafeShore is the small exposure Longshore program backed by Signal Mutual Indemnity Association to support waterfront employers whose limited exposures are not eligible for full entry into the Association.Find out more
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Working with Members to eliminate safety hazardsOur Members have taken advantage of our safety benefits, and as a result, have seen improvements in incident rates thereby saving money.View our safety resources
A membership of quality over quantityOur Member selection process consists of seeking quality over quantity by identifying the top prospects, and retaining them over the long term.View our introductory guide
Measurably betterAll of the Association's key performance indicators continue to show positive improvement and we are happy to report that our results continue to be measurably better. Find out more
Clearer communication through Signal's General meetingsGet direct answers to questions about the management systems and operation of the Association. Our next meeting is January 24-26, 2019.Book your place

Welcome to Signal

A Message from the CEO

RWW Message To Members 100118

At Signal, we pride ourselves in having a close personal working relationship and partnership with all our Members. We are committed to getting to know each and every one of you. At the heart of this commitment, are the two Membership meetings held in  winter and summer each year.  These business meetings are carefully designed and structured to give every Member an opportunity to fully understand the complete workings of their Mutual, to follow the finances, and to get acquainted with the entire Board of Directors, management team, and fellow Members.

At these informative and wonderful events, we see many old friends and colleagues, and their families. We know that for many Members these meetings can represent a considerable commitment of time and expense, but I believe it is time and expense very well spent. If you have yet to attend a Signal membership meeting, I strongly encourage you to consider joining your fellow Members and the management team. For 2019, the January meeting will be held in Florida and the August meeting in Bermuda.

Signal is the number one provider of Longshore workers’ compensation in the country for a reason – the strength and quality of the Membership. Signal is not an insurance company – it is a Club, your Club.

Thank you and I look forward to seeing you next year. 

Richard W. Wood

Save the Date

January 24-26, 2019

Disney's Yacht & Beach Club Resorts
Lake Buena Vista, Florida

August 1-3, 2019

The Fairmont Southampton
Southampton, Bermuda 

A Message from Justin Gardner

The Signal Underwriting team is pleased to report on a successful 2018/19 Membership Year renewal. Despite an increasingly competitive USL&H insurance marketplace, the Association maintained an excellent Member retention ratio, an all-time high in projected payroll, and the 16th consecutive year of average cost reduction to the membership. The Underwriters conducted 172 in-person renewal meetings during August and September representing more than 70% of the membership and still found the time to quote and bind four significant new Members at October 1st. The good news extended to our reinsurance program which was renewed at an 8% rate decrease with improved breadth in coverage terms despite a less flexible London reinsurance market. Here are the headline 2018/19 MY renewal statistics: 

  • 98.7% Member retention ratio 

  • $4.35 billion projected payroll, +6.2% increase over the 2017/18 projected payroll  

  • $209 million projected Call 

  • 4.80% average rate, a 1.7% decrease versus prior year 

  • 10.60% preliminary Supplementary Call estimate  

I want to personally extend my thanks to the Underwriting, MSR, Claims and Safety teams. Your work ethic and teamwork are inspiring and produced the excellent result that Members and the Association have come to expect. 

We are all grateful to the Signal Mutual Membership who make this Club such a uniquely successful organization. We are looking forward to seeing you and your families at the 2019 meetings. More details of the recent renewal will be provided at the upcoming General Meeting in January, and we encourage Members to take advantage of Underwriter’s Office Hours and schedule an appointment to share feedback, ask questions or even start discussing next year’s renewal!

Justin Gardner
Executive Vice President &
Chief Underwriting Officer


Know Your Manager - A Diversity and Longevity Video 

Signal Mutual Indemnity Association Ltd was established in January 1986 to meet the demands of the stevedoring industry for reasonable and stable workers' compensation insurance rates, and quickly became the premier Longshore mutual in the United States.

The Membership of the Association is drawn from a broad range of employers throughout the country in the stevedoring, shipbuilding/ship repair, marine construction, professional/technical and offshore industries with reported Longshore payrolls over $4.00 billion representing over 250 companies.

The business of the Association, including membership selection, underwriting, safety resources, claims management, actuarial, regulatory requirements and financial risk management is performed by the Association's Managers, Charles Taylor (Hamilton). The day to day responsibility for these operations has been delegated to Charles Taylor's affiliate, Signal Administration, with offices in Dallas Texas, Wilton Connecticut, and Long Beach California.

Recent Updates

New: Focus on Safety Discussions10 October, 2018

Focus on Safety Discussions is a great tool provided to help Members conduct safety-related meetings with subjects that are relevant to Member industries.

New Solutions at Work: "SAW'" Available17 September, 2018

Members share ideas and best practices with each other in their continuing journey to overcome safety and health challenges.

Signal Mutual Members want YOUR solutions to reduce worker injuries!21 September, 2018

Signal Mutual Members want YOUR solutions to reduce worker injuries!

OSHA Proposes Rule to Ensure That Crane Operators are Qualified13 August, 2018

proposed rule to increase the safety of America’s construction sites.

New: Focus on Safety Discussions19 September, 2018

Focus on Safety Discussions is a great tool provided to help Members conduct safety-related meetings with subjects that are relevant to Member industries.

ILA-USMX Joint Safety Committee OSH Circular Available23 August, 2018

The ILA-USMX Joint Safety The ILA-USMX Joint Safety Committee (JSC) has released their November Circular (JSC) has released their November C

Safety Committee Meeting- Minutes Posted23 August, 2018

Find out what Your Safety Committee Members have been working on!

OSHA Releases Quarterly New Resources Report22 August, 2018

OSHA Releases Quarterly New Resources Report

Silica Standard Effective June 235 June, 2018

Silica Standard Effective June 23

OSHA Will Enforce Beryllium Standard Starting in May1 May, 2018

he Occupational Safety and Health Administration (OSHA) announced today that it will start enforcement

Employers Must Post Injury/Illness Summary Beginning February 11 February, 2018

OSHA's Recordkeeping Form 300A

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