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What we do
What we do




SafeShore is a Longshore workers’ compensation program backed by Signal Mutual Indemnity Association, Ltd. to support waterfront employers whose limited exposures are not eligible for full entry into the Association. It provides full statutory Longshore Act coverage backed by the unmatched financial strength and service of Signal Mutual.

It has been created to protect Signal Members from uninsured subcontractors and to meet strong market demand for cost-effective, responsive Longshore cover for the smaller waterfront employer. Until SafeShore was developed, those not meeting Signal’s minimum Advance Call requirement had few options, none of which offered the level of quality and service offered by Signal.

Any waterfront employer subject to the Longshore Act meeting the underwriting criteria of the program will be eligible to join.


Claim Handling

All claims will be managed and administered by Signal Administration, Inc. A team of claim managers and administration dedicated exclusively to Longshore will provide the Covered Employers with complete claims service. In addition, local adjusters are in place nationally to conduct investigations and face-to-face interviews with injured workers, and provide other local services.


Frequently Asked Questions

  1. How do I apply for coverage?
    All submissions will be made on line through a dedicated website with a targeted 24-hour response time.
  2. Will there be Supplementary Calls?
    No. Signal SafeShore is a fixed cost product. The rates charged include all associated costs, and employers are not subject to Supplementary Calls or deferred premium payments. The Department of Labor assessment will be shown as a separate charge. Upon full payment of premium there is no future liability for additional premium.
  3. Is there any difference in Signal Membership and the new program?
    Participating employers in SafeShore will be known as Covered Employers alongside the traditional Membership. Covered Employers will not have voting rights in the Mutual and will not be jointly and severally liable.
  4. Will new program participants still have access to Signal’s safety services?
    Yes. SafeShore participants will have 24-hour access to Signal’s safety website, be eligible to attend local safety and training seminars and will receive all safety newsletters. Additional on-site safety consultation will be available on an as needed basis as determined by SafeShore Underwriting.
  5. Is the rating model the same?
    No. Coverage rates will be based on employer operations (payroll class codes) rather than individualized loss rating.
  6. Who will oversee and manage the program?
    Charles Taylor will be managers of the program. It is proposed that an Advisory Committee made up of Covered Employers be constituted to work with the Managers as necessary.
  7. What reinsurance coverage will be in place?
    Appropriate levels of reinsurance will provide protection in the event of adverse claims performance.
  8. Will a Covered Employer be able to attend General and Annual General Meetings of Signal Mutual?
    Unfortunately, no. The constraints imposed by meeting venues (availability of hotel rooms, meeting room size, etc.) preclude opening these Members' meetings to Covered Employers.
  9. Is State Act Coverage Available?
    Yes. Given enough lead time, State Act coverage can be secured through SafeShore. Contact your Signal Underwriter for details.


Contact Information

SafeShore Hotline:  877-215-1125

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